Stop paying subs with bad insurance certificates.
Set your COI rules once. Vendors email their ACORD 25 to . GateCOI checks it, replies to the sub, chases their broker when something's missing or expiring, and gives your bookkeeper a green/red Cleared for Payment list before Friday checks go out.
No credit card to start · Set your COI rules in 2 minutes
Watch how GateCOI parses the ACORD 25 boxes and automatically emails the producer when a rule fails.
"Certificate Holder is included as Additional Insured per CG 20 10. [NO WAIVER OF SUBROGATION OR PRIMARY & NON-CONTRIBUTORY WORDING FOUND ON PDF]"
Bookkeeper's "Cleared for Payment" List
| Subcontractor | Trade / Project | Friday Check Amt | GateCOI Payment Status | Earliest Policy Expiry | Broker Chase Log |
|---|
How GateCOI replaces spreadsheet tracking and broker phone tag.
Subcontractors don't want another software login. They just email the PDF to verify@gatecoi.com and GateCOI handles the rest.
1. Rules once
$1M GL, additional insured wording, workers comp, waiver of subrogation, primary & non-contributory.
2. Vendors email the PDF
Pass/fail reply goes back automatically with exactly what's missing.
3. Broker gets chased
On a fail or 30 days before expiry, we email the agency from the producer box and CC the sub.
Set your COI rules once. GateCOI enforces them 24/7.
Toggle the requirements below to see how your compliance profile evaluates every incoming ACORD 25 PDF. When a sub falls short, GateCOI cites the exact rule that failed so your team never has to write an awkward email.
One flat price for your entire company.
One bad subcontractor certificate discovered during your annual Workers' Comp or General Liability audit can cost $8,000+ in back-premiums. GateCOI protects every Friday check run for less than $2 a day.
Unlimited projects and certificates. Cancel anytime.